COWORK AI
All industries
FOR INSURANCE BROKERS & AGENCIES

Claims answered with calm, at any hour.

Your AI assistant takes first notification of loss with empathy and precision, answers policy questions from your product library, and runs renewal campaigns that keep your book intact.

A BROKERAGE DAY, HANDLED
6:30 AM
Storm claim lodged
FNOL captured: roof damage, photos requested, claim ref issued
10:20 AM
Policy question answered
Flood vs storm-surge cover explained from PDS summary
1:45 PM
Renewal saved
Price-shocked client booked for a re-market review
3:30 PM
Certificate issued
Certificate of currency emailed to a tradie client in 4 minutes

The brokerage reality

Event-day call floods
One hailstorm brings hundreds of distressed claim calls in hours — the exact moment service defines your brand.
Brokers stuck on admin calls
Certificates of currency, payment queries and policy lookups devour hours meant for advising and writing.
Silent renewal churn
Clients hit by price rises quietly don't renew — nobody called them before the lapse.
Slow FNOL, slow claims
Incomplete first notifications mean claims bounce and clients rage.
EXAMPLE CONVERSATION

Storm damage at dawn. FNOL captured with care.

The agent takes the first notification calmly and completely — policy verified, damage detailed, photos requested, make-safe advice given, claim reference issued on the spot.

1Answers claim calls 24/7 — surges included
2Verifies policy and cover basics
3Captures complete FNOL detail first time
4Requests photos, gives approved make-safe advice
5Issues claim reference, sets expectations
Meridian Insurance Brokers
6:30 AM
POLICYHOLDER
Last night's storm has taken half the tiles off our roof and water's come into the spare room. I don't even know where to start.
CLAIRE — AI CLAIMS ASSISTANT
I'm sorry — that's a rotten way to start the day, but you've done the right thing calling straight away, and I can lodge this for you right now. Can I confirm your policy number or the property address?
POLICYHOLDER
It's 42 Miller Street, Kellyville — I don't have the policy number handy.
CLAIRE — AI CLAIMS ASSISTANT
Found you. Your home policy does include storm damage with emergency make-safe cover. I'm noting: roof tile loss and water entry to one bedroom — is anyone unable to stay in the home safely?
POLICYHOLDER
No, we're fine, it's just that room.
CLAIRE — AI CLAIMS ASSISTANT
Good to hear. Your claim reference is MC-48213 — I've texted it with a photo-upload link and your make-safe entitlement, which covers emergency tarping today. An assessor will contact you within 48 hours, and your broker Meg will call you before lunch.
BENEFITS

What changes for your brokerage

Event surges become service wins
Every catastrophe call answered instantly — the moment clients decide if you're worth their premium.
FNOL complete first time
Structured intake means claims move instead of bouncing.
Renewals defended
Price-rise clients get a call and a re-market offer before they lapse silently.
Admin requests off brokers' desks
Certificates, payment queries and policy lookups handled end-to-end.
Advice stays with the humans
The agent informs from your PDS summaries; recommendations remain your brokers'.
AUTOMATIONS & INTEGRATIONS

Wired into your brokerage stack

Claim call → FNOL lodged, reference issued, photos requested
Renewal 30 days out → proactive call, re-market if needed
Certificate request → generated and emailed in minutes
Claim milestone → client updated automatically
INSIGHTWinBEATSteadfast platformsMicrosoft 365TwilioDocuSignXero
CASE STUDY · MERIDIAN INSURANCE BROKERS, NORWEST SYDNEY
“During the January storms we lodged 340 claims in three days with zero hold time. Clients still bring it up — it won us more referrals than any campaign we've run.”
Meg Whitford · Principal broker
340
claims lodged in 3 days
0 min
hold time during CAT event
+11%
renewal retention

Insurance questions, answered

Be brilliant on the worst day of your client's year.

Book a demo — hear a storm claim lodged with empathy and precision. Plans from $199/month.